kalkulator raty kredytu
serp · 9 results · 9 measured · language pl · 2026-09-30 09:12:08 +00:00
The SERP is dominated by financial calculators designed for mortgage and personal loans. Users intend to perform specific mathematical simulations, such as calculating monthly installments or assessing creditworthiness, often through bank-provided or specialized financial service tools.
Same results, seven models
Only the model changes: the search results, pages and traffic are identical. You are viewing google/gemma-4-26b-a4b-it. Original run.
| Model | Intents | Dominant intent | Form | Share | Unplaced |
|---|---|---|---|---|---|
| openai/gpt-6-luna | 3 | Symulacja raty kredytu hipotecznego | kalkulator hipoteczny połączony z informacją o ofertach lub konsultacją | 78% | - |
| deepseek/deepseek-v4.1-flash | 6 | Policzyć ratę kredytu w kalkulatorze | interaktywny kalkulator online z formularzem i wynikiem | 48% | - |
| nvidia/nemotron-3.5-lightning | 3 | Oblicz wysokość raty kredytu | online calculator tool | 76% | - |
| google/gemma-4-26b-a4b-it | 3 | calculate monthly loan repayments | interactive calculator | 67% | - |
| google/gemma-4-31b-it | 3 | calculate mortgage installments and capacity | mortgage calculator with credit capacity tool | 67% | - |
| qwen/qwen3.8-flash | 3 | Calculate mortgage installment amount | interactive calculator tool | 70% | - |
| xiaomi/mimo-v2.6-flash | 6 | Obliczenie wysokości raty kredytu | interaktywny kalkulator online z polami danych i wynikiem symulacji | 28% | - |
Warnings
- wide_length_band - p10-p90 spans 447-4798 words. The median says little - look at the pages one by one.
Search demand
DataForSEO Labs. Seasonality index = best calendar month / worst, averaged over the last three years; above 2 is clearly seasonal.
Share of results per intent
Share: a result serving two intents counts half to each, so shares add up to 100%. Coverage (in the table below) counts every page that addresses the intent.
Share of traffic per intent
Estimated traffic (etv) of the results; 8 of 9 results have a known estimate, the rest are left out, not counted as zero.
Which result serves which intent
Length of pages per intent
Dots are pages, the dark tick is the median. Thin and unfetched pages are left out.
Intents
| Intent | Form | Coverage | Share | Traffic | Ranks | Median words | Searcher goal |
|---|---|---|---|---|---|---|---|
| calculate monthly loan repayments | interactive calculator | 89% | 67% | 58% | 1, 2, 4, 5, 6, 7, 8, 9 | 1558 | The searcher wants to estimate the specific monthly installment amount based on loan parameters. |
| assess creditworthiness | calculator and expert consultation | 44% | 22% | 27% | 2, 4, 5, 7 | 3456 | The searcher wants to know if they qualify for a loan and for what amount. |
| simulate interest rate changes | specialized simulation tool | 11% | 11% | 14% | 3 | 403 | The searcher wants to see how changing interest rates affects their current or future loan installments. |
Content form on the pages
Share of measured pages per intent that contain each element, counted from HTML.
| Intent | table | numbered list | list | images | FAQ | form | calculator inputs | pages |
|---|---|---|---|---|---|---|---|---|
| calculate monthly loan repayments | 50% | 25% | 88% | 100% | 38% | 75% | 25% | 8 |
| assess creditworthiness | 25% | 25% | 75% | 100% | 25% | 75% | 50% | 4 |
| simulate interest rate changes | 0% | 0% | 100% | 100% | 0% | 100% | 0% | 1 |
Page types
-
Heading themes
Topics the pages cover - what a complete answer is expected to address. Not an outline.
| Theme | Results | Ranks |
|---|---|---|
| mortgage loan calculation | 8 (89%) | 2, 3, 4, 5, 6, 7, 8, 9 |
| creditworthiness assessment | 4 (44%) | 2, 4, 5, 7 |
| interest rate impact simulation | 1 (11%) | 3 |
Recommended elements
- interactive calculator - to allow users to input variables and receive immediate mathematical results
- comparison table - to show how different bank offers or interest rates affect the total cost
- pure long-form prose - The user is looking for a functional tool to perform a calculation, not just a theoretical explanation.
Reader questions
- Jak samemu obliczyć ratę kredytu? (paa)
- Ile wynosi rata kredytu 300.000 zł na 30 lat? (paa)
Brands and AI Overview
Brands in the results: mFinanse, Bankier.pl, Erste Bank, Notus, ING, PKO BP, Lendi
AI Overview: present. The AI overview provides a practical guide on how to use a mortgage calculator, including the necessary data (principal, term, interest) and variables like annuity vs. declining payments.
All results
| # | Page | Intents | Words | Content form | Traffic | Fetch |
|---|---|---|---|---|---|---|
| 1 | Kalkulator kredytowy - Wydawnictwo Podatkowe GOFIN kalkulatory.gofin.pl | calculate monthly loan repayments | 447 | table 1 · numbered list 1 · list 25 · images 4 · form 2 | 29,219 | ok |
| 2 | Kredyt hipoteczny - kalkulator rat kredytu hipotecznego mfinanse.pl | calculate monthly loan repayments; assess creditworthiness | 3456 | list 30 · images 141 · form 16 · calculator inputs 3 | 40,155 | ok |
| 3 | Kalkulator zmiany oprocentowania kredytu hipotecznego uokik.gov.pl | simulate interest rate changes | 403 | list 1 · images 12 · form 1 | 27,892 | ok |
| 4 | Kalkulator kredytowy - kalkulator rat kredytu hipotecznego www.bankier.pl | calculate monthly loan repayments; assess creditworthiness | 4798 | list 23 · images 130 · calculator inputs 1 | 21,434 | ok |
| 5 | Kredyt hipoteczny – mieszkaniowy, kalkulator zdolności ... www.erste.pl | calculate monthly loan repayments; assess creditworthiness | 2001 | table 2 · numbered list 10 · list 35 · images 20 · FAQ 1 · form 6 | 23,686 | ok |
| 6 | Kalkulator kredytu hipotecznego - oblicz ratę kredytu notus.pl | calculate monthly loan repayments | 1524 | list 4 · images 2 · form 1 | 6,460 | ok |
| 7 | Kalkulator kredytowy ING - oblicz ratę kredytu hipotecznego www.ing.pl | calculate monthly loan repayments; assess creditworthiness | 3987 | images 2 · form 2 | 20,608 | ok |
| 8 | Kredyt hipoteczny Własny Kąt www.pkobp.pl | calculate monthly loan repayments | 1558 | table 1 · list 16 · images 50 · FAQ 1 · form 1 | - | ok |
| 9 | Kalkulator rat kredytu hipotecznego - ranking [2026] www.lendi.pl | calculate monthly loan repayments | 619 | table 1 · list 19 · images 32 · FAQ 1 | 23,410 | ok |
Generated by intent-labeler. The model only groups results; every number is computed by code.