kalkulator raty kredytu
serp · 9 results · 9 measured · language pl · 2026-09-30 09:12:08 +00:00
The SERP for 'kalkulator raty kredytu' is dominated by online calculator tools that let users compute monthly installments from loan amount, term, and interest rate. Several results also offer comparison of bank offers or assessment of creditworthiness, but the primary intent is answered by a calculator form. An AI Overview confirms the expected answer format is a simulation tool.
Same results, seven models
Only the model changes: the search results, pages and traffic are identical. You are viewing nvidia/nemotron-3.5-lightning. Original run.
| Model | Intents | Dominant intent | Form | Share | Unplaced |
|---|---|---|---|---|---|
| openai/gpt-6-luna | 3 | Symulacja raty kredytu hipotecznego | kalkulator hipoteczny połączony z informacją o ofertach lub konsultacją | 78% | - |
| deepseek/deepseek-v4.1-flash | 6 | Policzyć ratę kredytu w kalkulatorze | interaktywny kalkulator online z formularzem i wynikiem | 48% | - |
| nvidia/nemotron-3.5-lightning | 3 | Oblicz wysokość raty kredytu | online calculator tool | 76% | - |
| google/gemma-4-26b-a4b-it | 3 | calculate monthly loan repayments | interactive calculator | 67% | - |
| google/gemma-4-31b-it | 3 | calculate mortgage installments and capacity | mortgage calculator with credit capacity tool | 67% | - |
| qwen/qwen3.8-flash | 3 | Calculate mortgage installment amount | interactive calculator tool | 70% | - |
| xiaomi/mimo-v2.6-flash | 6 | Obliczenie wysokości raty kredytu | interaktywny kalkulator online z polami danych i wynikiem symulacji | 28% | - |
Warnings
- wide_length_band - p10-p90 spans 403-4798 words. The median says little - look at the pages one by one.
- serp_does_not_want_an_article - The main intent is served by calculator tools, not written articles.
Search demand
DataForSEO Labs. Seasonality index = best calendar month / worst, averaged over the last three years; above 2 is clearly seasonal.
Share of results per intent
Share: a result serving two intents counts half to each, so shares add up to 100%. Coverage (in the table below) counts every page that addresses the intent.
Share of traffic per intent
Estimated traffic (etv) of the results; 8 of 9 results have a known estimate, the rest are left out, not counted as zero.
Which result serves which intent
Length of pages per intent
Dots are pages, the dark tick is the median. Thin and unfetched pages are left out.
Intents
| Intent | Form | Coverage | Share | Traffic | Ranks | Median words | Searcher goal |
|---|---|---|---|---|---|---|---|
| Oblicz wysokość raty kredytu | online calculator tool | 100% | 76% | 73% | 1, 2, 3, 4, 5, 6, 7, 8, 9 | 1558 | The searcher wants to calculate the monthly installment amount for a mortgage or consumer loan given loan amount, term, and interest rate. |
| Porównaj oferty kredytowe | comparison table or listing | 33% | 15% | 15% | 2, 6, 9 | 1524 | The searcher wants to compare loan offers from different banks, checking rates, terms, and conditions side by side. |
| Oceń zdolność kredytową | assessment tool or form | 22% | 9% | 12% | 2, 7 | 3456 | The searcher wants to assess creditworthiness and determine how much they can borrow based on income and obligations. |
Content form on the pages
Share of measured pages per intent that contain each element, counted from HTML.
| Intent | table | numbered list | list | images | FAQ | form | calculator inputs | pages |
|---|---|---|---|---|---|---|---|---|
| Oblicz wysokość raty kredytu | 44% | 22% | 89% | 100% | 33% | 78% | 22% | 9 |
| Porównaj oferty kredytowe | 33% | 0% | 100% | 100% | 33% | 67% | 33% | 3 |
| Oceń zdolność kredytową | 0% | 0% | 50% | 100% | 0% | 100% | 50% | 2 |
Page types
| Page type | Results | Ranks |
|---|---|---|
| calculator tool | 9 (100%) | 1, 2, 3, 4, 5, 6, 7, 8, 9 |
Heading themes
Topics the pages cover - what a complete answer is expected to address. Not an outline.
| Theme | Results | Ranks |
|---|---|---|
| wyliczanie wysokości raty | 9 (100%) | 1, 2, 3, 4, 5, 6, 7, 8, 9 |
| porównywanie ofert banków | 3 (33%) | 2, 6, 9 |
| badanie zdolności kredytowej | 2 (22%) | 2, 7 |
Recommended elements
- parametr tabeli (kwota, okres, oprocentowanie) - Allow the searcher to input loan details and see the computed installment.
- tabela porównawcza ofert - Let the searcher compare multiple bank proposals side by side.
- formularz zdolności kredytowej - Help the searcher assess how much they can borrow based on income.
- artykul prasowy bez kalkulatora - A pure article without an interactive calculator would not satisfy the searcher's need to compute a rate.
Reader questions
- Ile wynosi rata przy kwocie 300 000 zł i oprocentowaniu 5%? (paa · 9 results)
- Jaka jest zdolność kredytowa przy dochodzie 5000 zł? (related · 2 results)
- Jak obliczyć ratę kredytu kapitałową? (heading · 2 results)
Brands and AI Overview
Brands in the results: Bankier, GOFIN, mFinanse, ING, PKO BP, Lendi, Erste
AI Overview: present. The AI Overview confirms the query is transactional/informational and expects a calculator tool to answer it.
All results
| # | Page | Intents | Words | Content form | Traffic | Fetch |
|---|---|---|---|---|---|---|
| 1 | Kalkulator kredytowy - Wydawnictwo Podatkowe GOFIN kalkulatory.gofin.pl | Oblicz wysokość raty kredytu | 447 | table 1 · numbered list 1 · list 25 · images 4 · form 2 | 29,219 | ok |
| 2 | Kredyt hipoteczny - kalkulator rat kredytu hipotecznego mfinanse.pl | Oblicz wysokość raty kredytu; Porównaj oferty kredytowe; Oceń zdolność kredytową | 3456 | list 30 · images 141 · form 16 · calculator inputs 3 | 40,155 | ok |
| 3 | Kalkulator zmiany oprocentowania kredytu hipotecznego uokik.gov.pl | Oblicz wysokość raty kredytu | 403 | list 1 · images 12 · form 1 | 27,892 | ok |
| 4 | Kalkulator kredytowy - kalkulator rat kredytu hipotecznego www.bankier.pl | Oblicz wysokość raty kredytu | 4798 | list 23 · images 130 · calculator inputs 1 | 21,434 | ok |
| 5 | Kredyt hipoteczny – mieszkaniowy, kalkulator zdolności ... www.erste.pl | Oblicz wysokość raty kredytu | 2001 | table 2 · numbered list 10 · list 35 · images 20 · FAQ 1 · form 6 | 23,686 | ok |
| 6 | Kalkulator kredytu hipotecznego - oblicz ratę kredytu notus.pl | Oblicz wysokość raty kredytu; Porównaj oferty kredytowe | 1524 | list 4 · images 2 · form 1 | 6,460 | ok |
| 7 | Kalkulator kredytowy ING - oblicz ratę kredytu hipotecznego www.ing.pl | Oblicz wysokość raty kredytu; Oceń zdolność kredytową | 3987 | images 2 · form 2 | 20,608 | ok |
| 8 | Kredyt hipoteczny Własny Kąt www.pkobp.pl | Oblicz wysokość raty kredytu | 1558 | table 1 · list 16 · images 50 · FAQ 1 · form 1 | - | ok |
| 9 | Kalkulator rat kredytu hipotecznego - ranking [2026] www.lendi.pl | Oblicz wysokość raty kredytu; Porównaj oferty kredytowe | 619 | table 1 · list 19 · images 32 · FAQ 1 | 23,410 | ok |
Generated by intent-labeler. The model only groups results; every number is computed by code.